We’re a straight-talking financial partner who understands the real trials and financial realities of our members' lives today. We’re the kind of partner who would rather use our profits to fuel local growth than let them leave the communities we belong to. We’re the kind of ally that kicks ‘cookie cutter’ solutions to the curb to lay out personalized solutions that actually meet your needs. We’re all about being a good neighbour.
YNCU acknowledges the history of the traditional territory on which it operates. YNCU is headquartered on the traditional territory of the Neutral, Anishinaabeg and Haudenosaunee Peoples as well as on Robinson-Huron Treaty territory, traditional territory of the Anishnaabeg, specifically the Garden River and Batchewana First Nations, as well as Métis People. We recognize our responsibility to serve as stewards for the land and respect and honour the long standing relationships of the original caretakers who came before us.

YNCU joins Regional Sustainability Initiative as an Observing Organization
February 14, 2022 - YNCU has joined Sustainable Waterloo Region's (SWR) Regional Sustainability Initiative as an Observing Organization. As a member, YNCU gains access to an extensive member network of organizations that share and learn sustainability best practices. Read More >

Alternative Ways to Fund Your Education Other Than Student Loans
June 17, 2022 — At YNCU we know planning how to fund your education is stressful. Everyone’s situation is different, so if you’re looking for alternative ways to pay for school, other than family or government loans, here are some tips that may help. Read More >