Latest News

June 30th, 2017
Interac is currently experiencing issues with Interac e-Transfer. All financial institutions using this service are impacted. We are working with Interac on the issue and will provide updates as they become available. UPDATE: Service has been fully restored. Thank you for your patience.

March 16th, 2017

Our Annual General Meeting will be held on Tuesday, April 18th, 2017. Registration at 6:30 pm, meeting begins at 7:00 pm. Snacks and refreshments to be served.

Sault Ste. Marie Location
Quattro Hotel & Conference Centre, 229 Great Northern Road

Timmins Location
North Eastern Ontario Family & Children’s Services, 707 Ross Avenue East

February 28th, 2017

Community First is pleased to announce that $250,000 in profits was shared with eligible members in the form of patronage dividends on February 28th, 2017. Click here to learn more.

February 2nd, 2017

2016 Dividend Declared by Board of Directors

At the meeting held on January 24th, 2017 the Board of Directors declared a dividend of 2.00% be paid to registered Class A (Series 1 and 2) investment shareholders. This dividend was paid on February 2nd, 2017 in the form of additional Class A (Series 1 and 2) shares.  The dividend payment appears in your Class A account on online banking and in your statement for the period ended February 28th, 2017.
Click here to learn more about this exciting investment opportunity, including historical rates of return.

September 30th, 2016

Please be advised that there will be an automatic decline for all transactions originating from a magnetic stripe at point-of-sale terminals in Canada beginning October 1st, 2016. With these changes, October 1st, 2016 will mark the day that in Canada, 100% of all transactions performed at Interac shared services (ATM and POS terminals) will be chip. As all of our MemberCards and MasterCards are equipped with chip-functionality, our members should not be impacted by this change. If your chip card is not functioning and you have been reverting to your magnetic stripe for payments, please visit your local branch or call 1-866-942-2328 to discuss a replacement card.

 September 28th, 2016

As a result of our merger with Your Neighbourhood Credit Union, we have changed our domain to Please update your bookmarks and saved pages. There will be no other impact to members at this time.

 August 25th, 2016

Potential Canada Post Service Interruption

Update August 25th: The Canadian Union of Postal Workers (CUPW) has provided the required 72-hour work interruption notice to Canada Post late on Thursday, August 25th. No official action has been anncounced but there is a possibility of a "work to rule" position or strike action as soon as August 28th.

Update, July 12th: This week, Canada Post withdrew their 72-hour notice that was to take ffect Monday, July 11th, 2016. As a result, regular mail distribution of materials will resume effective immediately. In the event that notice is servd, we will provide our members with another update.

Statements: There is a possibility that Canada Post services may be interrupted as of July 2nd. If this happens, our statement provider will not put statements into the mail system but will hold them until the service interruption is resolved. Electronic statements (e-Statements) and documents will be available as usual through online banking; you can also make bill payments and transfer funds. If you would like to register for online banking access, contact us to gain immediate access to your e-Statements, e-Documents, bill payments, and other convenient services.

MasterCard Statements: MasterCard statements will not be mailed during the potential postal strike. To access your electronic MasterCard statement, log in or register for access here:

March 4th, 2016

In November of 2015, Manulife Bank completed the deployment of their over 800 surcharge-free ATMs to THE EXCHAGE Network in select Mac's Couche-Tard, and Circle K locations across Canada. We are proud to announce that these formerly cash-dispensing only ATMs now have the functionalities of PIN change, transfers, and inquiries for all Exchange Network carhdolders. The Exchange Network ATM database has been updated accordingly so cardholders can easily search for the right ATM, whether it be online, with our free ATM Locator App, or with their GPS device. This is an extremely convenient and safe option for changing your PIN when you can't easily get to your home branch.

March 1st, 2016

Community First has partnered with Everlink to provide the new standard in contactless debit cards to our members. Click here to read the press release from Everlink.

December 17th, 2015

SPECIAL NOTICE: There have been changes to the 2015 Canada Revenue Agency RRIF Minimums

The 2015 Federal Budget released measures to reduce the withdrawal factor for Registered Retirement Income Funds (RRIFs) for annuitants between the ages of 71 and 94. These changes are effective retro-actively to January 1st, 2015. To learn more about these changes, read the Frequently Asked Questions, visit our RRIF Information Page, or Contact Us to schedule an appointment to discuss your retirement income options.


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