Lines of Credit

Get your day-to-day operating cash flow up to snuff. With a Community First business line of credit, you will have convenient access to a predetermined amount of cash.

Community First offers secured lines of credit for businesses which all come at a variable interest rate.

Getting Started Expand/Collapse

At Community First, we want to help you determine what type of loan options will work best for you.

To inquire about a Line of Credit, just call or visit our Business Services department at our Sault Ste. Marie Bay Street branch.

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Payment Options Expand/Collapse

With a Community First Line of Credit, you only pay interest when you draw on the funds, and you can pay back as little or as much as you want at anytime.

Only a minimum interest payment is required each month, and you determine how much you want to pay back over and above this.

Accessibility Expand/Collapse

Enjoy quick and easy access to your funds whenever you need them by simply writing a cheque or withdrawing the funds.

You can also access your Line of Credit through our network of Automated Teller Machines (ATMs) and at participating merchant locations across Canada anywhere Interac® Direct Payment is accepted.

Calculate & Save Expand/Collapse

Quite often businesses amass a large balance on their credit cards, with a high rate of interest. However, a Community First Line of Credit offers a great interest rate that can help you save money.

Consolidating your debt and paying off your credit card with a Community First Line of Credit will mean you will only have one monthly payment at a great interest rate on the collected sum of your debt.

Let Community First help you achieve your goals. Try our Loan Calculator and discover how much money you can save.

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