Investing

Save money and make money. 

Community First term deposits offer a competitive interest rate for the entire term, and a guaranteed return on your principal investment. 

Getting Started

At Community First, we want to help you determine what type of investment options will work best for your business.

To inquire about one of our term deposit options, just call or visit our Manager of Business Services in our Business Services department at our Sault Ste. Marie Bay Street branch location, or our Branch Manager at our Cedar Street branch location in Timmins.

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Short Term Deposits Expand/Collapse

A short term deposit is a great option for growing your money, with the security of knowing your principal is protected. Community First offers redeemable short term deposits.

Rate

Rate is guaranteed for the entire term, unless redeemed prior to maturity.

Terms

30 to 364 days redeemable terms are available. 
The term does not automatically renew.

Interest

Interest is paid at maturity.

Minimum Deposit

To begin growing your money, a minimum $500 deposit is required.

Principal Guaranteed

Enjoy the security of 100% guaranteed principal protection.

Safe and Secure

The Deposit Insurance Corporation of Ontario (DICO) provides deposit insurance to make sure your money is protected.

Long Term Deposits Expand/Collapse

A long term deposit is a great option for growing your money, with the security of knowing your principal is protected. Community First offers both redeemable and non-redeemable long term deposits.

Rate

Enjoy the security of a guaranteed rate.

Terms

1 to 5 year non-redeemable and redeemable terms available. 
The term does not automatically renew.

Interest

Interest can be paid monthly, annually, or at maturity.

Minimum Deposit

To begin growing your money, a minimum $500 deposit is required.

Principal Guaranteed

Enjoy the security of 100% guaranteed principal protection.

Safe and Secure

The Deposit Insurance Corporation of Ontario (DICO) provides deposit insurance to make sure your money is protected.

Redeemable Term Deposits Expand/Collapse

A redeemable term deposit allows you to access your money at anytime, should the need arise.

Redeemable term deposits offer a slightly lower rate of return than non-redeemable term deposits.

Non-Redeemable Term Deposits Expand/Collapse

A non-redeemable term deposit does not allow you to access your money prior to maturity of the term.

Non-redeemable term deposits offer a higher rate of return than redeemable term deposits.

 

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