Term Deposits

Investing with Community First means both saving money and making money.

As a business owner, you can be assured you will have access to one of the widest ranges of investment products available in the industry. We know you work hard and we want to ensure that your money is working as hard as you are.

Our investments offer a competitive interest rate for the entire term, and a guaranteed return on your principal investment.

Getting Started

At Community First, we want to help you determine what type of investment options will work best for your business.

To inquire about one of our term deposit options, just call or visit our Manager of Business Services in our Business Services department at our Sault Ste. Marie Bay Street branch location, or our Branch Manager at our Cedar Street branch location in Timmins.

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Short Term Deposits

You want to earn more interest, and a guaranteed return on your principal investment, but do not want to lock funds in for a long period.

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Long Term Deposits

You're looking for a higher rate of return than short term investments, and a guaranteed return on your principal investment.

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Redeemable Term Deposits

A redeemable term deposit allows you to access your money at anytime, should the need arise. 

Redeemable term deposits offer a slightly lower rate of return than non-redeemable term deposits.

Non-Redeemable Term Deposits

A non-redeemable term deposit does not allow you to access your money prior to maturity of the term.

Non-redeemable term deposits offer a higher rate of return than redeemable term deposits.


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