You have money and are looking for a high interest savings account that won’t force you to "lock in" your funds.

A Great Rate
Enjoy earning a higher interest rate with your minimum balance of $5,000.

Unlimited access to YOUR funds
Access your money at anytime, without locking in your funds.

Daily Interest

Interest is calculated daily, and paid monthly on full balance.

*Minimum balance of $5,000 to obtain highest interest rate

Enjoy never paying tax on your contributions and interest earned.
An Index-Linked Term Deposit is a safe way to benefit from the potential growth of investing in the stock market. Your initial investment is 100% guaranteed, and the interest on your investment is based on the performance of the S&P/TSX 60 Index.

An index is an indicator used to measure and report value changes in a selected group of stocks. The S&P/TSX 60 Index is designed to represent leading companies in leading industries.

Rate
Offers the potential for a higher return. 
The investment return on the deposit will be based upon the participation rate multiplied by the average return of the S&P/TSX 60* Index over the term of the deposit.

Term
3 and 5 year non redeemable terms available. 
The term does not automatically renew.

Principal Guaranteed
100% principal protection.

Interest
Interest is paid at maturity.

Minimum Deposit
Minimum $1000 deposit is required.

* "Standard & Poor's®" and "S&P®" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. "TSX" is a trademark of the Toronto Stock Exchange and has been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. The Index-Linked Term Deposits are not sponsored, endorsed, sold or promoted by Standard & Poor's or the Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these deposits.

The Community First Pay Yourself Guaranteed Investment Certificate (GIC) is ideal for anyone trying to find a way to start working towards his or her financial goals by creating a monthly savings plan.

Make it part of your portfolio and start saving with a simple to set up, easy to use, monthly savings plan. Invest in yourself!

Rate
Enjoy the security of a guaranteed rate.

Feature Product:

• 1 Year Term Deposit (Non Redeemable)*
• To simplify the renewal process, this investment will automatically renew into the same investment at the posted rate.

Interest & Principal Guaranteed
Guaranteed growth and 100% principal protection.

Interest
Interest paid at maturity.

Minimum Deposit
A monthly contribution is required, with no minimum dollar amount.

Enjoy never paying tax on your contributions and interest earned. A Step Up Term Deposit is a great option for growing your money, at an escalating rate, with the security of knowing your principal is protected.

Rate
Enjoy earning a higher interest rate year after year.

Term

Feature Product:

• 3 Year Step Up Term Deposit (Redeemable)
• To simplify the renewal process, this investment will automatically renew into the same investment at the posted rate.

Interest & Principal Guaranteed
Guaranteed growth and 100% principal protection.

Interest
Interest can be paid annually, or at maturity.

Minium Deposit
Minimum $1000 deposit is required.

Enjoy never paying tax on your contributions and interest earned.

A long term deposit is a great option for growing your money, with the security of knowing your principal is protected. Community First offers both redeemable and non-redeemable long term deposits.

Rate
Enjoy the security of a guaranteed rate.

Term

Feature Product:

• 1 to 5 year non-redeemable terms available.
• To simplify the renewal process, this investment will automatically renew into the same investment at the posted rate.

Interest & Principal Guaranteed
Guaranteed growth and 100% principal protection.

Interest
Interest can be paid monthly, annually, or at maturity.

Minimum Deposit
Minimum $1000 deposit is required.