Mortgage Special

Here at Community First, we understand that buying a home is a significant purchase, and our experts are here to make the process as smooth as possible for you. We will take care of everything, and ensure your home-buying process is an enjoyable one.


First Time Home Buyers

As a special limited time offer, First Time Home Buyers will receive a $500 credit into their Community First Home Free Chequing Account (or other Community First account where automatic withdrawal of mortgage payments occurs).

Conditions for $500 Credit Offer*:

  • Must be a Community First member (new or existing)

  • Existing members will qualify if they are first time home buyers only

  • Mortgage payment must be coming from YNCU account

  • Payroll deposit and two pre-authorized payments must be coming from Community First Account

Mortgage Rate Specials

Term & Product

Rate

1 Year High Ratio Insured

1.89%

2 Year High Ratio Insured

1.89%

5 Year High Ratio Insured

1.99%

4 Year Conventional

2.35%

5 Year Conventional

2.45%

Rates and terms subject to change.



Free Chequing Account

In order to streamline and simplify the home-buying process, we offer all of our mortgage holders our best packaged chequing account, absolutely free of charge. Over the course of a five-year mortgage term, that’s over $1000 in savings. The account includes unlimited free monthly transactions, including Interac E-Transfers and Point-of-Sale transactions. When was the last time your bank gave you something for free?

Conditions for Home Free Chequing Account††:

  • Must be a Community First member (new or existing)

  • Must have a mortgage product with Community First



Being a First Time Home Buyer is an exciting (and stressful) time! Our Keys to Home Buying guide is a great resource filled with all the information you need to make your home buying experience easier! Click the icon below to download!

*Terms and conditions apply. On approved credit. $500 mortgage payment credit available to first time home buyers only. Must be a YNCU or Community First member with payroll deposit. Must have a minimum of two bill payments using YNCU or Community First chequing account completed within the first 8 weeks of mortgage closing. Contact your branch for details.

**Terms and conditions apply. On approved credit. 1.89% rate on 1 year and 2 year insured mortgages only. Rates are subject to change at any time without notice. Alternate terms and rates available. Contact your branch for details. 

††Terms and conditions apply. Based on Home Free Chequing Account. $1019.40 savings based on 5 year mortgage term and chequing account pricing at $16.99/month. Contact your branch for details.

 

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