RRSP Loans

At Community First, we offer flexible RRSP loan options to assist you in making your maximum RRSP contribution.

Our RRSP loan options include a quick approval process with a flexible repayment plan.

See how an RRSP loan can make financial sense!

RRSP Loan

Interest  Rate*

Total Interest Paid on Loan**

RRSP Term Deposit at Maturity***

$2,000

 4.00%

 $44

 $2,553

$4,000

 4.00%

 $87

 $5,105

$10,000

4.00%

$218

$12,763

* Tables are based on an interest rate of 4% for illustrative purposes only.

** Loan term is one year, payments made monthly.

*** Maturity value after 5 years, at 5%, pre-tax. Figures rounded to the nearest dollar.

 

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