Index-Linked Term Deposits

An Index-Linked Term Deposit is a safe way to benefit from the potential growth of investing in the stock market. Your initial investment is 100% guaranteed, and the interest on your investment is based on the performance of the S&P/TSX 60 Index.

An index is an indicator used to measure and report value changes in a selected group of stocks. The S&P/TSX 60 Index is designed to represent leading companies in leading industries.


Offers the potential for a higher return.
The investment return on the deposit will be based upon the participation rate multiplied by the average return of the S&P/TSX 60* Index over the term of the deposit.


3 and 5 year non redeemable terms available.
The term does not automatically renew.

Safe and Secure

Deposits insured by the Deposit Insurance Corporation of Ontario, making sure your money is protected.

Principal Guaranteed

100% principal protection.


Interest is paid at maturity.

Minimum Deposit

Minimum $1000 deposit is required.


Check out how your investment is doing or see performance history by visiting the links below:

Three-Year Term Deposits
Five-Year Term Deposits


To learn about all of the investment options available to you, click here to review our full suite of investment products.

* "Standard & Poor's®" and "S&P®" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. "TSX" is a trademark of the Toronto Stock Exchange and has been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. The Index-Linked Term Deposits are not sponsored, endorsed, sold or promoted by Standard & Poor's or the Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these deposits.


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