Personal Loans
Prime Rate |
Rates |
CF Prime Rate |
2.45% |
Unsecured Personal Loans |
Rates |
Variable Rate: $2,500-$10,000 Base CF P+5% |
7.45% |
Variable Rate: $10,001-$40,000 Base CF P+3% |
5.45% |
Fixed Rate, 24 month term: Minimum $5,000 |
8.00% |
Fixed Rate, 36 month term: Minimum $5,000 |
8.50% |
Fixed Rate, 48 month term: Minimum $5,000 |
9.00% |
Secured Loans |
Rates |
Variable Rate: $2,500-$10,000 Base CF P+3.5% |
5.95% |
Variable Rate: $10,001-$40,000 Base CF P+2.5% |
4.95% |
Fixed Rate, 24 month term: $2,500-$75,000 |
6.95% |
Fixed Rate, 36 month term: $2,500-$75,000 |
6.95% |
Fixed Rate, 48 month term: $2,500-$75,000 |
7.45% |
Fixed Rate, 60 month term: $2,500-$75,000 |
7.95% |
RSP and Investment Loan: Fixed rate, 1-year term |
4.25% |
RSP and Investment Loan: Variable rate, CF P+1% |
3.45% |
Line of Credit |
Rates |
Unsecured LOC: $2,500-$40,000 - CF P+3% |
5.45% |
Secured LOC: $2,500-$40,000 - CF P+2.5% |
4.95% |
Student LOC - $2,500-$75,000 Variable CF P+2% |
4.45% |
Overdraft LOC: $500-$2,500 |
21.0% |
Investment Loan |
Rates |
Investment Loan - Registered Deposit: Fixed rate, 1-year term or less |
4.25% |
Investment Loan - Registered Deposit: Variable rate; 1-5 years; CF P+1.0% |
3.45% |
*Variable rate of interest at YNCU P+0.5 with a minimum (floor) rate of 4.0%