Rates + Specials

Prime Rate Rates
YNCU Prime Rate 5.95%
Prime Rate Rates
CF Prime Rate 6.95%

FEATURED RATES AND PRODUCT SPECIALS

Emergency Savings Account

The YNCU Emergency Savings Account pays a higher rate than our traditional savings account to encourage you to hold your funds there longer, so that the money is available in case of an emergency. Learn more about the Emergency Savings Account.



EMERGENCY SAVINGS ACCOUNT

Earn

3.00%

with no minimum balance and no monthly fees



Term Deposits

From saving accounts to building a strategic investment portfolio - we can help you grow your worth and build your finances. Not seeing the right product for you? Click here to view our other deposit rates.


18 MONTH GIC

Earn up to

4.75%*

on a 18 month GIC.




5 YEAR GIC

Earn up to 

5.25%*

on a 5 year GIC



Mortgages

We understand that buying a home is a significant purchase, and our experts are here to make the process as smooth as possible for you. If our mortgage specials aren't meeting your needs, click here to view our other great mortgage rates.



5 YEAR FIXED INSURED MORTGAGE

Rates as low as 

5.24%*

on a 5 year fixed insured mortgage.



Loans and Lines of Credit

Whether you’re buying your first vehicle, remodeling your home, or looking to pay down debt, our borrowing options will give you peace of mind and help you achieve your financial goals. If our loan specials aren't the right option for you, click here to view our other personal loan options.

ELECTRIC VEHICLE SECURED LOAN

Rates as low as

4.99%*

on an electric vehicle secured loan.
Ask us about our 0.10% loyalty bonus!

VEHICLE SECURED LOAN

Rates as low as

5.49%*

on a vehical secured loan.